Displaying items by tag: DaveRamsey

You're Under No Obligation

 

Q.Our son is about to graduate from law school. He took out a loan to cover the cost, but we’ve always been debt-free and have been paying on it to help him out while he finishes his studies. The balance on the loan right now is around $30,000. He has a job waiting for him after he graduates, so we’re thinking about telling him it will be his responsibility to finish paying off the loan at that point. Is that wrong?

Published in Dave Ramsey Says
Monday, 08 January 2018 13:22

7 Signs Your Budget Needs a Fresh Start

A sloppy budget is a lot like a car that won’t start.

It may look nice, but if it doesn’t take you where you need to go, what’s the point?

Planning a monthly budget takes time and practice, and it needs to be refreshed every now and then. It’s time to look under the hood and get your budget working for you again.

Published in Articles
Wednesday, 13 December 2017 09:31

Dave Ramsey has the Answers to Your Questions!

Teaching kids value of giving

 

Q.What are some ways to teach pre-teens the value of giving versus getting during the holiday season?

Published in Dave Ramsey Says
Wednesday, 08 November 2017 10:42

Dave has Answers to Your Money Questions!

He’s becoming a man

 

Q. My son is about to go off to college, and I’m concerned about how he’ll handle his money when he gets there. We’ve taught all our children how to use your envelope system, and to save and give, but I’d like some advice on how he can safeguard his finances a little better.

Published in Dave Ramsey Says

Q. My husband and I have been saving, and we’re ready to buy our first home. We found a place we both love and can afford if we do a 30-year mortgage instead of a 15-year mortgage. Should we wait and save more for a down payment so we can afford a 15-year mortgage, or go ahead and do the 30-year deal?

Published in Dave Ramsey Says
Tuesday, 12 September 2017 17:26

Dave Ramsey has the Answers to Your Questions!

Using the Grandchild for Money

 

Q.  My wife and I have been helping our adopted daughter financially for some time. She’s 25, has been married for three years, and we don’t see this cycle stopping anytime soon. The worst part is, they will often throw in that our grandchild will go without something unless we help. We’re certain this isn’t teaching them to stand on their own feet, but we don’t know what else to do.

Published in Dave Ramsey Says
Wednesday, 09 August 2017 07:06

Dip In, Pay It Off!

Q.My wife just had our first child. Now, we now have about $3,000 in medical bills not covered by insurance. We’ve got $8,000 in our emergency fund, and I make between $25,000 and $30,000 a year. Should we try setting up a payment plan with the hospital, or is dipping into our savings a better idea?

Published in Dave Ramsey Says
Saturday, 08 July 2017 05:18

Dave has Answers to Your Questions!

Skipping to the Altar

Q. My wife and I make good money, and our daughter’s college education is pretty much paid for through pre-paid tuition and scholarships. We just started your plan to get out of debt and take better control of our finances. When we get to Baby Step 5, which is saving for college, can we substitute that with saving for a wedding?

 

Published in Dave Ramsey Says

Teens and Checkbooks

 

Q: My daughter is 15, and she’s had jobs around the house and been on commission and the envelope system for years. She’s very good about saving and not spending on silly things. We recently opened a checking account for her, and I was wondering what bills you think we should assign for her to pay on her own?

Published in Dave Ramsey Says

We ask Dave about wholesale shopping and writing our own will.  This is his advice...

Published in Dave Ramsey Says
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