Dave Ramsey Says
Dave Ramsey Says

Dave Ramsey Says (87)

Thursday, 05 July 2012 12:58

Guidelines for Giving

Written by Dave Ramsey

Question: My husband and I are debt-free, and we have $100,000 saved. We like to give, rather than loan, money to family members if they’re having financial problems. Can you give us some advice on how to establish giving guidelines?

Wednesday, 06 June 2012 14:31

My Food, My Roof

Written by Dave Ramsey

Question: I’m a single dad with two teenagers at home. My 15-year-old son wants to open a checking account of his own, but he doesn’t want me or anyone else to have access to it. Should I just let him do this and suffer the consequences I know are coming?

Tuesday, 01 May 2012 17:42

Mixing Friends with Business

Written by Dave Ramsey

Question: I just began a business with a friend as an LLC partnership. I know he’s honest and a hard worker, but I’m still a little scared that everything will fall apart and we’ll walk away mad at each other. We used a CPA to get a tax ID number and help us set up the company. Do you think we should pay a lawyer to help us map out the partnership agreement in writing?

Saturday, 07 April 2012 10:46

Hunt Down College Money

Written by Dave Ramsey

Question: I’m 24, and I don’t have any debt except for a small student loan. I’m going to law school to study international law, and I have a scholarship that pays 25 percent. However, I won’t really be able to work much while I’m studying. How can I do this without taking on more debt?

Tuesday, 06 March 2012 16:37

Leave the 401(k) Alone

Written by Dave Ramsey

Question: My husband has been transferred again in his job. Right now, we have three houses and about $60,000 in other debts. He just found out that he can borrow against his 401(k) without hardship at the beginning of the year. Is this a good idea?

Monday, 06 February 2012 19:05

Finding Foreclosure Homes

Written by Dave Ramsey

Question: We’ll be completely out of debt in September and looking to buy a home in the next year or two. We’re thinking of buying a repo home. Do you have any suggestions on where to find these?

Wednesday, 04 January 2012 12:57

Guilt and Cynicism

Written by Dave Ramsey

Question: I’ve noticed that lots of people get defensive when it comes to talking about money and living on a plan. Why is this?

Monday, 05 December 2011 17:28

Moving Credit Card Balances Around

Written by Dave Ramsey

Question: Is it okay to move your credit card balances around to different companies in order to get lower rates?

Sunday, 06 November 2011 19:02

New Family, Lifestyle Changes

Written by Dave Ramsey

Question: I just got married to a wonderful lady with two children. We’ve talked over our financial situation, and we’re determined to get out of debt within two years. This will mean some big changes in our teenager’s lifestyles. How can we break this to them gently?

Wednesday, 05 October 2011 19:06

Should We Buy a House Now?

Written by Dave Ramsey

Question: My husband and I have been married for three months, and we’re debt-free. Right now, we’re trying to save up a 20 percent down payment for a house. I work for a real estate company, and they’re really pushing us to take advantage of a first-time homebuyer deal. The program offers 100 percent financing, no money down and no private mortgage insurance. They say it’s a great deal. What do you think?

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