Dave Ramsey Says
Dave Ramsey Says

Dave Ramsey Says (89)

Thursday, 03 March 2016 10:33

Savers and Spenders

Written by Dave Ramsey

Money is a source of conflict in nearly a third of all relationships, according to a survey by the American Psychological Association.
When it comes to budgeting, two can quickly turn into a crowd. That’s because some of us like to save our nickels, while others would prefer to spend every last dime. And it’s hard to get the other person to change their mind. (Okay, so you might be a little stubborn too.)

Wednesday, 10 February 2016 09:42

What Dave says about Allowance and Credit Cards

Written by Dave Ramsey

Q. Our son just turned 8 years old. Is it time to start giving him an allowance?

 

A. There’s never a time for an allowance, no matter the child’s age. In my mind, that kind of thinking is the best way to plant the seeds of entitlement. You want your son growing up with the idea that he’s owed money simply because he’s alive.

Friday, 01 January 2016 11:28

Weddings and Christmas Debt...Dave answers!

Written by Dave Ramsey

Q. How do you have a wedding without debt?

 

A. Wow, where do I start on this one? I guess the best way is to tell the truth.

Wednesday, 02 December 2015 14:50

"Did we do the right thing?"

Written by Dave Ramsey

Q. Our son is a senior in college. We all signed a contract before he left for school a few years ago stating that we would pay for school and provide him a car to drive as long as he maintained good grades and behaved in a respectful and mature manner. Over the last couple of years, his grades have dropped and he’s been acting more and more disrespectful. We learned recently that he even told a family friend that he hated us. My husband went to confront him about his behavior and this statement, and our son admitted he said it and was unrepentant. My husband immediately took the car and cut off his cell phone, like we had agreed. But now, I just feel sick with worry. Did we do the right thing?

Monday, 09 November 2015 12:46

Dave Says

Written by Dave Ramsey

 

Q. With all the economic problems in the country today, what can college students do to avoid money problems in the future?

Tuesday, 06 October 2015 14:03

Buy or Rent

Written by Dave Ramsey

Q. I’m accepting a new job out of state. My wife and I will be in this new area for at least two years, and we’re not sure if we should rent or buy a house.

Tuesday, 08 September 2015 07:25

Lost Job and Mortgage, Buying First Home

Written by Dave Ramsey

Q.  My wife and I are thinking about selling our home. I was recently let go from the military due to downsizing, and I’ve begun a job in real estate but things are starting slowly. My wife brings home about $3,500 a month as a teacher, and the only debt we have is our house payment of $1,616 a month. I was given a $35,000 severance package, but we need some advice to help bridge the financial gap.

Q. How do cash-back rebates work on electronics and other items?

Tuesday, 07 July 2015 16:00

Bankruptcy and Budgeting

Written by Dave Ramsey

Q. What are the long-term effects of declaring bankruptcy?

Q. My wife and I go to a small church where we tithe. The church is continually asking for contributions to other charities and causes, and we don’t have the money to give to them all while we’re sticking to our budget and getting out of debt. The worst part is that we get pretty aggressive pushback when we say no. What can we do?

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