Dave Ramsey Says
Dave Ramsey Says

Dave Ramsey Says (83)

Tuesday, 08 September 2015 07:25

Lost Job and Mortgage, Buying First Home

Written by Dave Ramsey

Q.  My wife and I are thinking about selling our home. I was recently let go from the military due to downsizing, and I’ve begun a job in real estate but things are starting slowly. My wife brings home about $3,500 a month as a teacher, and the only debt we have is our house payment of $1,616 a month. I was given a $35,000 severance package, but we need some advice to help bridge the financial gap.

Q. How do cash-back rebates work on electronics and other items?

Tuesday, 07 July 2015 16:00

Bankruptcy and Budgeting

Written by Dave Ramsey

Q. What are the long-term effects of declaring bankruptcy?

Q. My wife and I go to a small church where we tithe. The church is continually asking for contributions to other charities and causes, and we don’t have the money to give to them all while we’re sticking to our budget and getting out of debt. The worst part is that we get pretty aggressive pushback when we say no. What can we do?

Thursday, 07 May 2015 16:28

Paying for Grades and Professional Training

Written by Dave Ramsey

Q. What’s your opinion on rewarding kids with money for getting good grades in school?

Friday, 03 April 2015 19:58

Giving to Adult Children and Martial Finances

Written by Dave Ramsey

Q. My daughter is in her late twenties, and she has a good job making $50,000 a year. The other day, she told me she has $15,000 in credit card debt and has financed an expensive car she’s upside down on. Her apartment costs $600 a month, and she is asking for help to get out of the hole. We tried to teach her how to handle money, but apparently it didn’t work. How do you think I should handle this situation?

Friday, 06 March 2015 19:52

401k, Home Warranties, and Student Loans

Written by Dave Ramsey

Q.I’m 30 and debt-free. Do you think I should stop making contributions to my 401(k) account for a year in order to save up an emergency fund?

Wednesday, 04 February 2015 18:13

Auto Insurance and Debt

Written by Dave Ramsey

Q. I’m following your plan and trying to find different ways to save money. What’s a good way to decide whether or not you need full-coverage insurance on an automobile?

Saturday, 03 January 2015 13:24

New Year’s Financial Tips

Written by Dave Ramsey

It’s another new year, and that means it’s time for yet another set of resolutions. But if you’re like most Americans, you’ll probably forget your goals by mid-February. So how can you turn your financial resolutions into reality in 2015?


Wednesday, 03 December 2014 12:09

College and Cars

Written by Dave Ramsey

Q. My daughter is a freshman in college, but I didn’t save for her education. My parents said it was my job to pay for my college, and that’s what I’ve told her. She’s going to have about $12,000 in student loan debt after her first year, but how do I talk to her about not ending up with $50,000 in debt when she’s through?

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