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What Christian Happenings Would You Like to See More of in the River Region?









 
Tuesday, 04 April 2017 05:02

Dave Ramsey has the Answers to Your Questions!

Written by  Dave Ramsey
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We ask Dave about wholesale shopping and writing our own will.  This is his advice...

 

 

 

 

 

Q.  I know you’re big on bargains and saving money. How do you feel about warehouse clubs, like Costco and Sam’s Club?

 

A.  We have both of those in our neighborhood, and I’m a big fan. There are definitely some good buys and great bargains to be had in places like that. To be honest, my wife is probably a bigger fan than I am. I suspect we save more money from her trips than mine to those spots.

 

I will advise you to watch your spending carefully in warehouse clubs. Most people overbuy in situations like that, especially those of us who are spenders by nature. Believe it or not, I’m a spender by nature. To this day, if I’m not careful, I’m still bad about buying things I don’t need – or too much of the things I do need – in warehouse clubs.

 

Have fun in there, and make sure you find some steals on smart things you can stock up on. Just don’t go crazy and wreck your budget by overspending!

 

 

 

Q.  When it comes to making a will, would it suffice to sit down and write it all out on a piece of paper, then have it notarized?

 

A.  I would never advise someone to write their own will, unless, of course, they’re an attorney in that state. Laws can vary from state to state, and some states may not look upon a document like that as being official under law. Some even require witnesses, and a notary might not be good enough.

 

If you’re trying to save money by doing it this way, I would strongly urge you to look at involving a lawyer as an investment. In most cases, having a reputable lawyer draw up a legally correct, state-specific will doesn’t cost a lot of money. At the very least, go online to USLegalForms.com. They have all kinds of state-specific legal forms, including wills.

 

Your last will and testament is one of the most important legal documents you’ll ever be part of. Please don’t try to do this yourself. I’ve run into so many families who, in the midst of grieving the loss of a loved one, were handed a handwritten piece of paper that wouldn’t hold up in court. That kind of thing just adds more stress to an already heartbreaking situation.

Last modified on Tuesday, 04 April 2017 05:11
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